Does GEICO Offer Military Discounts? The Ultimate Guide

Does GEICO Offer Military Discounts?

If you are a member of the military, you may be wondering if GEICO offers discounts on car insurance. In this blog post, we will answer that question and provide you with all the information you need to know about GEICO’s military discount program. We will also discuss eligibility requirements and how to apply for a military discount with GEICO. So, whether you are currently serving in the military or are retired from service, read on to learn more about GEICO’s military discount policy!

GEICO General Introduction 

GEICO is an American insurance company that offers auto insurance to consumers. The company was established in 1936 by Leo Goodwin Sr. and his wife, Lillian Goodwin, both of whom were government employees at the time. The name GEICO stands for Government Employees Insurance Company.

GEICO initially provided insurance solely to government employees and military personnel. However, they have now expanded their coverage to the general public. Currently, GEICO is one of the largest auto insurance companies in the United States, boasting over 40,000 employees and more than 17 million policies in force.

GEICO provides different insurance coverage options like home, renters, and life insurance, besides auto insurance. To promote its services with a memorable message, the company features its mascot, the GEICO gecko, and uses the slogan “15 minutes could save you 15% or more on car insurance.”

Does GEICO Offer Discounts to Military Members?

Yes, GEICO offers a military discount to active duty members, veterans, and retired personnel of the U.S. Armed Forces.

What Types of Discounts Are Available

Military Discount

GEICO offers a variety of discounts for military members, including reduced rates on car insurance and other products. For example, active-duty members and veterans may be eligible for up to 15% off their total insurance premium. 

Emergency Deployment Discount

GEICO understands the unique needs of military members who are deployed to areas of imminent danger and provides a special Emergency Deployment Discount to those individuals. This discount is designed to provide financial relief for members serving in areas where their safety may be compromised. With this discounted rate, customers can save up to 25% off their total insurance premium.

Auto Insurance Suspension for Deployed Officers 

GEICO provides a special Auto Insurance Suspension program to those individuals. This program allows military officers to suspend their auto insurance coverage while they are away on deployment and then pick up where they left off when they return home.

Who Is Eligible for the Military Discount?

GEICO offers its military discount to National Guard officers and members of the U.S. Armed Forces, including active duty personnel, veterans, and retired personnel.

How to Apply Your Military Discount 

You can contact 1-800-MILITARY (1-800-645-4827), the dedicated customer service line for GEICO’s military discount program, to get started with your discounted auto insurance policy. As a member of the armed forces, you are eligible for reduced rates on car insurance and other products.

More Ways to Save with GEICO

More Ways to Save with GEICO
Exterior of Geico regional office on 2280 N. Greenville Ave. in Richardson, Texas on Thursday, March 9, 2017. (Rose Baca/The Dallas Morning News)

In addition to the military discount, GEICO also offers various discounts and savings programs to its customers.

GEICO Marketing Partnership

If you are affiliated with a professional group, alumni association, employer, charity, or society, you can partner with GEICO for marketing opportunities.

GEICO Membership Program 

To qualify for the membership, you must be a member of one of the following military organizations: Navy Federal Credit Union (NFCU), Association of United States Army (AUSA), Navy League of the United States (NLUS), or Armed Forces Benefit Association (AFBA).

If you are a retired military officer and member of NIA, FRA, or AUSA, you can get a 25% discount on your GEICO insurance fees.

Multi-Vehicle Discount

If you insure more than one car with GEICO, you could be eligible for a discount of up to 25% on most of your car insurance coverages. This multi-vehicle discount is designed to help customers save money while still having the protection they need for all their vehicles.

Multi-Policy Discount

If you have homeowners, renters, condo, or mobile home policies through the GEICO Insurance Agency, and you insure your car with GEICO, you may receive a discount on your car insurance.

Discount for Good Students 

GEICO offers a special student discount for full-time students who maintain a good academic record. This discount can provide up to 15% off certain coverages.

Federal Employee Discount (Eagle Discount)

GEICO’s Eagle Discount is a great way for active or retired federal employees to save money on their auto insurance. Eligible customers can receive up to 12% off their total auto insurance premium.

More Companies Offering Military Discounts

GEICO is just one of the many companies that offer discounts to military members.

Dillard’sDepends on the locationActive, reserve, retired, and veteran US Military personnel
Medieval TimesUp to 10% offAll active and retired military members, veterans, reservists, military family members
Birkenstock15-30% offAll active Army, Air Force, Navy, Marines, Coast Guard, and National Guard personnel, veterans, and their spouses
Best Buy10% off, depending on the locationActive-duty military personnel and veterans. 
HPUp to 40% offActive duty, Immediate military family members, military spouses, National Guard, reserves, retirees, surviving Spouses, and veterans


GEICO has a number of discounts and savings programs for military members, including active-duty members and veterans, to help them save money on their car insurance. The company also offers other types of discounts to its customers, such as the multi-vehicle discount, good student discount, and federal employee discount. With these discounts in place, GEICO is committed to providing its customers with the best possible car insurance experience. 

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